Flexible benefit plan
Bike leasing – One of the most popular benefits
Flexible benefit plan: what is it and why choose a bike?
With a cafeteria scheme, you, as an employer, put together a flexible remuneration package that allows employees to choose for themselves how they wish to receive part of their gross salary, bonuses, end-of-year bonus or holiday pay. Instead of simply receiving cash, they can opt for non-statutory benefits – such as a lease bike through the cafeteria scheme – which are much more tax-efficient than net pay.
Leasing a bike through the cafeteria scheme is one of the most popular options for one simple reason: the employee pays the lease instalments from their gross salary or end-of-year bonus, meaning they pay less tax and social security contributions. An e-bike costing €3,000 costs on average 40% less via the cafeteria scheme than if purchased privately using your net salary – spread over 36 months, including insurance and maintenance.
For you as an employer, there will be no change to your wage costs. You offer the flexible benefits scheme; with the Lease a Bike platform, you manage everything entirely online, and you approve applications with a single click.
A win-win for all: bike leasing as part of a flexible compensation package
Employer benefits
No additional wage costs
The leased bike is financed through your employee's existing salary package. No social security contributions or payroll withholding tax (withholding tax on earned income) need to be paid on the bike leasing amount (provided that the employee also uses the bike for commuting between home and work).
Free management platform
Lease a Bike provides a fully digital platform for applications, approvals, and payroll administration— witouth extra cost.
Stronger employer branding
A bike as a fringe benefit is visible, useful on a daily basis, and highly valued. Ideal for recruitment and retention in a tight labor market.
ESG and mobility plan
Bike leasing via a flexible benefit plan contributes to your sustainability reporting and reduces the CO2 footprint of your commute.
Social security optimization
No social security contributions (RSZ/social security) are due on the bike leasing amount, neither by the employer nor by the employee. Thanks to this benefit, your social security contributions will therefore decrease.
Employee benefits
On average 40% cheaper
You pay for your lease bike via gross salary or year-end bonus. This means less tax and lower social security—nearly half the price of buying it yourself with net salary.
350+ brands, every type of bike
From Gazelle to Specialized, from city bikes to speed pedelecs—choose from more than 1,600 authorized Belgian bike dealers.
All-inclusive
Your lease price covers insurance against theft and damage, maintenance, and repairs. Hit the road worry-free.
New bike every 3 years
At the end of your lease contract, you choose a new one—or you buy the bike at its residual value.
No cash outflow
You pay in installments from your gross salary or year-end bonus, not in one lump sum from your savings.
Bike leasing through a flexible benefit plan: start in 3 steps
Step 1
Register your company
Sign up as an employer on the Lease a Bike platform. Once you’ve been approved and have set up your company’s individual guidelines, you can get started.
Step 2
Invite an empoyee
Medewerkers die een fiets willen leasen via het cafetariaplan, bezorg je via het Lease a Bike platform een registratielink.
Step 3
Approve & cycle
Your employee registers and confirms their choice with a single click. They can then choose their lease bike from one of the 1,600 authorised dealers. Lease a Bike handles the lease contract and payroll reporting.