Flexible benefit plan
Bike leasing – One of the most popular benefits
Flexible benefit plan: what is it and why choose a bike?
A flexible benefit plan allows employers to offer a customizable pay package. Instead of receiving only cash, With a flexible benefit plan, you as an employer assemble a flexible compensation package where employees choose how to receive part of their gross salary, bonuses, year-end bonus, or holiday pay. Instead of just cash, they can opt for fringe benefits—such as a leased bike through the flexible benefit plan—which are much more tax-efficient than net salary.can trade part of their salary for tax-efficient perks, like a leased bicycle, maximizing their take-home value.
Leasing a bike through a flexible benefit plan is one of the most popular choices for one simple reason: employees pay the lease price from their gross salary or year-end bonus, reducing the amount of tax and social security contributions they owe. For example, an e-bike worth €3,000 costs approximately €1,500 through the plan—spread over 36 months, including insurance and maintenance.
For you as an employer, there is no change in wage costs. You offer the flexible benefit plan, Lease a Bike manages the platform entirely digitally, and you approve requests with a single click. No extra administration, no legal complexity.
A win-win for all: bike leasing as part of a flexible compensation package
Employer benefits
No additional wage costs
The leased bike is financed through your employee's existing salary package. No social security contributions or payroll withholding tax (withholding tax on earned income) need to be paid on the bike leasing amount (provided that the employee also uses the bike for commuting between home and work).
Free management platform
Lease a Bike provides a fully digital platform for applications, approvals, and payroll administration— witouth extra cost.
Stronger employer branding
A bike as a fringe benefit is visible, useful on a daily basis, and highly valued. Ideal for recruitment and retention in a tight labor market.
ESG and mobility plan
Bike leasing via a flexible benefit plan contributes to your sustainability reporting and reduces the CO2 footprint of your commute.
Social security optimization
No social security contributions (RSZ/social security) are due on the bike leasing amount, neither by the employer nor by the employee. Thanks to this benefit, your social security contributions will therefore decrease.
Employee benefits
On average 40% cheaper
You pay for your lease bike via gross salary or year-end bonus. This means less tax and lower social security—nearly half the price of buying it yourself with net salary.
350+ brands, every type of bike
From Gazelle to Specialized, from city bikes to speed pedelecs—choose from more than 1,600 authorized Belgian bike dealers.
All-inclusive
Your lease price covers insurance against theft and damage, maintenance, and repairs. Hit the road worry-free.
New bike every 3 years
At the end of your lease contract, you choose a new one—or you buy the bike at its residual value.
No cash outflow
You pay in installments from your gross salary or year-end bonus, not in one lump sum from your savings.
Bike leasing through a flexible benefit plan: start in 3 steps
Step 1
Register your company
Sign up as an employer on the Lease a Bike platform. Once approved, you will receive a unique registration link for your employees.
Step 2
Employees choose
Your employees receive the registration link and, after signing up, get to choose their dream bike from one of the 1,600+ authorized dealers in Belgium.
Step 3
Approve & ride
Once the contract is finalized, Lease a Bike handles the lease agreement and payroll reporting. No accountant or legal expert required.