Bike leasing for every company, big or small

There is no benefit in kind (voordeel alle aard) voor employees when the bike is regularly used for commuting from home to work. It is advised to use a bike policy where the regular use is agreed between employer and employee.

If the bicycle is used "regularly" for commuting, the bicycle is exempt from taxes for both employee as employer. You will save about 25% on taxes for social security. In general budget neutrality is applied for the employer and these savings will be reinvested in the lease cost of the bicycle.

This depends on the model the company and employee or independent entrepreneur will choose. What ever plan fits, you will always enjoy financial benefits even when an company fully facilitates and does not contribute to the lease price. An employee could pay the lease costs (including maintenance and insurance package) with their gross salary. Depending on the employees tax bracket, he or she will then enjoy a tax advantage of at least 40% compared to a purchase. In our calculator you can calculate the costs and savings of a lease bicycle.

No, the leasing company remains the owner of the bike throughout the entire lease period. At the end of the term (36 months), you can purchase the bike at a discount of 15% of the original purchase price, and it will become yours.

With a lease bike in your near future you are already well on your way, but a bicycle allowance makes it complete! As an employer, you may pay a tax-free bicycle allowance up to 35 cent per cycled kilometer that the employee travels in commuting. There is no obligation to provide a bicycle allowance as this is separate from bicycle leasing.

Through a cafeteria plan, you can choose to pay (part of) the lease amount by voluntarily exchanging temporary remuneration elements. Some examples of these remuneration elements are:

• 13th month
• Gross salary
• Downgrade of the company car
• Bonus

Aangezien op de fiets(vergoeding) geen RSZ bijdragen worden betaald, bouw je met dit voordeel geen sociale zekerheidsrechten op. De impact is zeer beperkt want elk jaar bouw je 1/45ste op van het wettelijk pensioen. Door € 1.000 brutoloon naar budget om te zetten in 1 jaar, zal voor 1/45ste het wettelijk pensioen dalen met € 13,33 / jaar of amper € 1,11 / maand indien het verlaagd jaarloon lager is dan het pensioenplafond. Indien het verlaagd jaarloon hoger is dan het pensioenplafond is er geen impact. Het pensioenplafond 2024 is 80.485,32€, voor 2025 zijn er nog geen cijfers, zie ook Federale Pensioendienst.

At Lease a Bike you are able to choose from over 1250 bicycle dealers throughout Belgium. This could be a local store around the corner, or a specialty store somewhere in the country. You are also free to contact all these bicycle dealers for maintenance. Would you like to know which bicycle dealers are near? Simply search via our dealer locator.

No, you have assigned a maximum amount from the employer. This is the budget from where you have to choose. If you want a more expensive bicycle, you can ask your employer to increase the budget.

All contracts concluded by Lease a Bike are standard with all-risk insurance (without franchise) and 24/7 roadside assistance. You could also add a service package of choice. For example:

1. Basic - Covers up to € 100 in repairs and maintenance per year
2. Standard - Covers up to € 175 in repairs and maintenance per year
3. Premium - Covers all repairs and maintenance without limit
4. Plus - Covers up to € 330 in repairs and maintenance per year

Yes, that's possible and it is also included in the lease price. Anything that can be attached to a bicycle, will be leased with the bicycle. A helmet and lock can of course be leased. Clothing and bicycle computers are not allowed.

We make you an offer to take over the bicycle for around 15% of its original. The exact amount cannot be determined in advance and depends on the final condition of the bicycle. If you are not interested in taking over the bicycle, we will take the bicycle back free of charge.

There are no extra costs to use the service of Lease a Bike. An employer is free to choose between to facilitate or financially compensate the lease bike. What way your employer chooses, compared to a private purchase of a new bicycle you can always save up to 40% cheaper with a lease bicycle. This is because you can exchange your gross salary for the lease bike and therefore have a tax advantage. You can already calculate your costs and savings via our calculator.

Yes, that is possible under certain circumstances. You can contact our team at [email protected]. They can provide you with detailed information about your situation and initiate a transfer or termination.

You always sign a lease contract for 36 months, but under certain circumstances (termination of employment contract with the exception of collective dismissal, maternity leave, or illness lasting longer than three months), you can terminate the contract early. Lease a Bike offers a number of options:

• Another employee within the company can take over the lease bike. This is simple and free of charge.
• You can take the lease bike with you to a new employer. This is simple and free of charge for all parties.
• The bike lease can be terminated early and you can take over the lease bike.
• The bike lease can be terminated early and you can return the lease bike.

If you choose option 3 or 4, there will be costs involved. These depend, among other things, on the remaining term of the lease contract. You can contact our team at [email protected]. They can provide you with detailed information about your situation and initiate a takeover or termination.

To make the process as easy to manage as possible all lease contracts always start on the 1st of the month. If, in example, an employee picks up a bicycle the 22nd of the month, the contract starts on the 1st of the following month. For an overview of all active lease contracts, you can get an export from our platform. We provide this monthly.

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