Mobility budget
Why bike leasing is the most suitable choice.
From 2026, the mobility budget will become a mandatory option for employers. But why do so many employees choose bicycle leasing as the appropriate choice for this mobility budget? Bicycle leasing provides greater flexibility, a more sustainable commute, and maximizes the tax benefits. This allows your team to commute carefree and sustainably.
Lease a Bike takes care of everything for employees by offering a wide range of bicycles – from city bikes to electric bikes and speed pedelecs – so that every employee can find the perfect match for their commute.
What's more, Lease a Bike takes care of everything for employers: from selection and maintenance to insurance.
What is it?
The mobility budget is a tax-efficient alternative to the traditional company car, giving employees the freedom to choose how they want to spend this budget.
Important: The mobility budget is calculated based on the total annual cost of the company car, including taxes, insurance, and fuel. That total amount constitutes the employee's available mobility budget.
This can be spent in three different ways:
1. Sustainable mobility
Bicycle leasing – electric bikes, speed pedelecs, city bikes, road bikes, etc.
Public transport – season tickets, multimodal solutions.
Shared mobility – shared cars, shared bikes.
Housing costs – contribution to rent or mortgage (if the home is within 10 kilometers of the workplace).
2. Electric company vehicle
From 2026 onwards, only fully electric commercial vehicles will be eligible for the first pillar of the mobility budget.
3. Cash payment
The remaining amount can be paid out in cash, but this is subject to a solidarity contribution of 38.07%. From a tax perspective, sustainable mobility therefore remains the most advantageous choice for both employer and employee.
Benefits for employers & employees
Employer benefits
No additional wage costs
The leased bike is financed through your employee's existing salary package. You don’t pay anything extra.
Free management platform
Lease a Bike provides a fully digital platform for applications, approvals, and payroll administration— witouth extra cost.
Stronger employer branding
A bike as a fringe benefit is visible, useful on a daily basis, and highly valued. Ideal for recruitment and retention in a tight labor market.
ESG and mobility plan
Bike leasing via a flexible benefit plan contributes to your sustainability reporting and reduces the CO2 footprint of your commute.
Social security optimization
By converting salary into a benefit-in-kind, social security contributions decrease on the converted amount—for both employer and employee.
Employee benefits
On average 40% cheaper
You pay for your lease bike via gross salary or year-end bonus. This means less tax and lower social security—nearly half the price of buying it yourself with net salary.
350+ brands, every type of bike
From Gazelle to Specialized, from city bikes to speed pedelecs—choose from more than 1,600 authorized Belgian bike dealers.
All-inclusive
Your lease price covers insurance against theft and damage, maintenance, and repairs. Hit the road worry-free.
New bike every 3 years
At the end of your lease contract, you choose a new one—or you buy the bike at its residual value.
No cash outflow
You pay in installments from your gross salary or year-end bonus, not in one lump sum from your savings.
Mobility budget vs. cafeteria plan
When we compare the mobility budget with the cafeteria plan, there are many tax differences between the two. In some situations, bicycle leasing via gross salary exchange or the cafeteria plan may be more financially attractive than via the mobility budget.
This is because wage exchange results in savings on social security contributions, whereas these contributions are not part of the mobility budget.
Ready to choose bicycle leasing? Lease a Bike takes care of everything for your company when it comes to bicycle leasing. We guide you through the implementation, communication, and execution.
Contact us
What does Lease a Bike do?
Digitaal platform, contractbeheer, verzekering, rapportage per medewerker, HR-systeemintegratie op aanvraag
Step 1
Register your company
Sign up as an employer on the Lease a Bike platform. Once approved, you will receive a unique registration link for your employees.
Step 2
Employees choose
Your employees receive the registration link and, after signing up, get to choose their dream bike from one of the 1,600+ authorized dealers in Belgium.
Step 3
Approve & ride
Once the contract is finalized, Lease a Bike handles the lease agreement and payroll reporting. No accountant or legal expert required.